This document describes the rights, obligations and conditions of use associated with the use of the online applications of Group Casier SA and Casier Risk & Insurance SRL, hereinafter jointly referred to as Group Casier. Here you can read more about how Group Casier handles your personal data, what Group Casier expects from users of its online applications and what these users may in turn expect from Group Casier. If you have a question or comment about this disclaimer, please contact Group Casier via the contact details you can find on the website.

1. Definition
   The term “Group Casier” in this disclaimer refers to all affiliated legal entities that are part of Group Casier.
   User is further understood to mean any person, regardless of their capacity (client, accountant, employee, etc.), who uses the websites and/or online applications, whether or not secured, managed by Group Casier.
    
2. Intellectual property right
   All intellectual property rights to the logos on the website, the copyright on the texts, the copyright on the supporting computer programs and the applications (non-exhaustive) belong to Group Casier.
   The unlawful use, unauthorised copying, adaptation or use of any element of this website, regardless of the manner and form in which it is used, without the express permission of Group Casier, is strictly prohibited, with the exception of use for purely informative purposes for personal use.
    
3. Confidentiality
   The user undertakes to keep the information from the Group Casier website strictly confidential and under no circumstances to commercialise it and/or pass it on to third parties without the express permission of Group Casier.
   The user also undertakes to guarantee the confidential nature of the data.
    
4. Liability
   All services that Group Casier makes available via its websites and online applications – whether or not secured – constitute an obligation of means.
   Given the rapid evolution of information, Group Casier is not responsible for inaccurate, incomplete or interpretable data and documents, and can therefore not be held liable for any alleged damage resulting from the use of the information on this website. Nevertheless, Group Casier makes every effort to update the information it makes available as well and as quickly as possible. If certain information is incorrect, please notify Group Casier as soon as possible. In that case, Group Casier makes every effort to rectify this as quickly as possible.
   Group Casier is not responsible for the information made available on external sites to which Group Casier provides a link (hyperlink) on its site.
   Nor can Group Casier be held liable for damage of any kind whatsoever arising from the use of the information offered, unless gross negligence can be attributed to it.
   Group Casier is only liable for the direct proven damage resulting from gross fault. The compensation for this proven damage is limited to an amount equal to the fees received in return for the services performed by Group Casier during the past year. Insofar as the user wishes to make use of their possible right to compensation, they must report this to Group Casier by registered letter within thirty days of the damage manifesting itself.
    
5. Jurisdiction clause
   Only the courts of the judicial district of West Flanders, Kortrijk division, are competent for all disputes relating to the provisions of this disclaimer.
   Group Casier may unilaterally amend the provisions of this disclaimer at any time.